If you are purchasing automobile insurance for the first time, or if you are thinking about switching to a new insurance company, here is some important information you need to consider.

Check with your state’s department of insurance to view insurance companies’ complaint ratios and basic rate comparisons.

Contact your local body shop. Highway Tire Service & Collision is a family owned automotive service center in Terrell, NC. Find out which insurers they recommend.

Review the J.D. Power & Associates insurance ratings. They publish an annual survey of major auto insurers and rate them according to coverage options, price, claims handling, and satisfaction with company representatives.

Compare financial strength ratings. A.M. Best and Standard & Poor’s publish financial strength ratings for insurance companies, measuring their ability to pay out a claim.

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